Actual Budget
A local-first personal budgeting app.
New to this? What open source means and how to read this page.
What it is
A budgeting app built around the envelope method, with data stored locally and optional sync between devices.
Good for
Zero-based budgeting without a subscription.
The catch
Bank connections are not built in the way commercial apps do it, so expect some manual imports. Syncing needs a small server you host.
Facts checked on 12 October 2026. We have not yet run a hands-on test of this tool. When we do, it gets a "Tested" mark here. Approximate US list prices for an individual plan, from third-party price trackers checked on 12 Oct 2026. Monthly billing where it exists. Regions, taxes and promotions change them. Confirm at the vendor before you decide.
More in Finance
Track your money on your own server.
Replaces: Mint-style money trackers